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Explore Your Options

Loan Options for Every Situation

With access to 150+ lending partners, I can find the right loan no matter your situation. Here's an overview of what's available.

Not sure what the process looks like? See the full roadmap

Purchase Loans

Whether you're a first-time buyer or upgrading to your dream home, I'll find the right loan across 150+ lenders. From zero-down VA and USDA loans to conventional and jumbo financing, every option is on the table.

Who it's for: First-time buyers, move-up buyers, anyone purchasing a primary residence.

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Key Benefits

  • Access to 150+ lenders for the best rate
  • Down payment as low as 0% for qualifying buyers
  • Pre-approval in as little as 24 hours
  • Personalized guidance from contract to close

Refinancing

Whether you want to lower your rate, shorten your term, or pull cash out for a big goal, I'll analyze your current situation and show you exactly what refinancing can save — or unlock — for you.

Who it's for: Current homeowners looking to optimize their mortgage terms or access cash.

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Key Benefits

  • Lower your interest rate and monthly payment
  • Cash-out options for renovations or investing
  • Consolidate high-interest debt
  • Streamline refinance options for VA/FHA

Investor Financing

Building a real estate portfolio? I specialize in investor-friendly financing like DSCR loans that qualify based on property cash flow — not your personal income. Perfect for scaling without the paperwork headaches.

Who it's for: Real estate investors, portfolio builders, house flippers, Airbnb operators.

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Key Benefits

  • DSCR loans — qualify on rental income alone
  • No personal income verification
  • Finance multiple properties simultaneously
  • Competitive rates across 150+ lenders

Home Equity Solutions

Your home equity is one of your most powerful financial tools. Access it through a HELOC, home equity loan, or cash-out refinance to fund renovations, consolidate debt, invest, or build an ADU.

Who it's for: Homeowners looking to leverage equity for renovations, investments, or debt consolidation.

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Key Benefits

  • Flexible HELOC and home equity loan options
  • ADU and renovation financing available
  • Keep your existing low mortgage rate
  • Tax-deductible interest in many cases

Non-QM Loans

Not everyone fits the traditional lending box — and that's okay. Non-QM loans are designed for self-employed borrowers, those with non-traditional income, recent credit events, or complex financial situations.

Who it's for: Self-employed individuals, business owners, foreign nationals, borrowers with unique income.

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Key Benefits

  • Bank statement loans (12 or 24 months)
  • Asset-based qualification options
  • Recent credit events considered
  • Flexible documentation requirements

Reverse Mortgages

A reverse mortgage can be a powerful retirement planning tool, allowing homeowners 62 and older to convert home equity into tax-free income — without monthly mortgage payments.

Who it's for: Homeowners age 62+ looking to supplement retirement income or eliminate mortgage payments.

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Key Benefits

  • No monthly mortgage payments required
  • Stay in your home as long as you wish
  • Tax-free proceeds in most cases
  • FHA-insured HECM options available

Chattel / Mobile Home Loans

Whether you're buying a manufactured home on its own lot or a mobile home in a community, I'll match you with the right loan product. Chattel loans, FHA Title I, VA manufactured home financing, and conventional options are all on the table — even if you don't own the land.

Who it's for: Buyers of manufactured, modular, or mobile homes — on private land or in mobile home parks.

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Key Benefits

  • Chattel loans for homes not on permanent foundations
  • FHA, VA, and conventional manufactured home options
  • Financing available even if you lease the land
  • Competitive rates across specialized lenders

Not Sure Which Option Is Right?

Take the quiz and I'll help you figure it out. It takes 2 minutes, and I'll personally review your results.

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