Free Tool
How Much Home Can You Afford?
Enter your income, debts, and down payment to get a realistic picture of your buying power.
Best for: first-time buyers figuring out their budget before house hunting
You Can Afford Up To
$0
with $50,000 down
Monthly Breakdown at Max Price
Principal & Interest $0
Property Tax $0
Insurance $0
Other Debts $0
Total Monthly $0
How this is calculated
Uses the 28/36 rule: your housing costs shouldn't exceed 28% of gross income, and total debts shouldn't exceed 36%. The lower of the two limits determines your max price.
*Estimate only. Actual approval depends on credit score, loan type, and lender guidelines.
Want to Know Your Exact Budget?
This calculator gives a ballpark. I can give you a precise pre-approval based on your full financial picture — in as little as 15 minutes.
Get Pre-Approved — It's Free →