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Free Tool

Rent vs. Buy Calculator

Wondering if it makes more sense to rent or buy? Enter your numbers below and see how the costs compare over time.

Best for: renters wondering if now is the right time to buy

Renting

$

Return on money you'd invest instead of buying

Buying

$
$

20% down payment

Today's avg rate via MND

Verdict

Buying is better

You'd save $0

Total Cost of Renting

$0

Rent paid minus investment gains

Net Cost of Buying

$0

Payments + costs minus equity built

*Simplified estimate. Doesn't include maintenance, PMI, closing costs, or tax benefits.

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