Free Tool

Mortgage Payment Calculator

Get a quick estimate of your monthly mortgage payment. Adjust the inputs to see how different scenarios affect your costs.

Best for: anyone exploring monthly payments for a purchase or refinance

$
$

20% down payment

Based on today's average 30-yr fixed rate via Mortgage News Daily

$
$

Estimated Monthly Payment

$2,572

Principal & Interest $2,022
Property Tax $400
Insurance $150
Total Monthly $2,572

*This is an estimate. Actual payments may vary based on your specific loan terms, PMI, HOA, and other factors.

Buying in California? Property taxes are more nuanced than the calculator's flat estimate. See what new homeowners need to know about Prop 13, Mello-Roos, and the supplemental tax bill →

Want a Real Quote?

This calculator gives you an estimate, but I can give you real numbers based on today's rates and your unique situation.

Get Started — It's Free →

Trying to decide between buying now and waiting for rates to drop? See the honest math on what waiting actually costs (with three California scenarios) →

Call / Text
Get Started